Fixed Rate Mortgage – PART 03 | Is It Right for You? Pros, Cons & Tips
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🤔What’s the difference between a fixed-rate mortgage and an adjustable-rate mortgage? Great question—and this one really matters. A fixed-rate mortgage means your interest rate and your monthly principal & interest payment stay the same for the entire loan—whether that’s 15, 20, or 30 years. It’s predictable, stable, and great if you plan to stay in the home long-term or want consistency in your budget. An adjustable-rate mortgage, or ARM, starts with a lower fixed rate for a set period of time
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