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This is how you dispute a collections account 😁 The 609 letter is similar to a debt verification letter you would send to a third-party collector when trying to validate the legitimacy of a balance due, which is your right under the Fair Debt Collection Practices Act. The 609 letter, however, is based on Section 609 of the Fair Credit Reporting Act (FCRA), a federal law that regulates the credit reporting agencies. As per the FCRA, only accurate and timely information may be listed on your cred
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Section 609 Loophole Explained in detail. What you need to watch out for when doing a 609 dispute. Need your credit reports: https://tcrs2.procredit.com Need help repairing your credit: http://thecreditrepairshop.com/credit-repair-services-3 | TheCreditRepairShop
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